Products
One method, sold in the size you need.
Two books teach it. Five reads do it for you, from page one to all eight files. Round Two reads the results. The Partner Block is for the loan officer who sends people here. Everything is paid once, nothing is a subscription, and whatever you pay on a smaller step is credited toward a larger one for 60 days. You send the letters, every time.
The protocol behind every product
Page one before any account
A misspelled name is filed as an alias, and an alias is a hook. The personal-information block is the one part of a report where the order you work in decides how many letters you write. Four steps, and the one place the online form is the right tool.
The six who write here
Pen names and composites, disclosed on every author page. Every section of law they cite is on the sources page.
Publications
Free first: The six lines, on one page, printable, with the sections beside each line.
The Six Lines
The short book on what makes a letter a dispute a bureau has to answer. Six lines, the certified-mail ritual, the four clocks, the Danger Zone. Read in an evening. Two editions.
The QualifyReady Handbook
The do-it-yourself edition of the package in three acts: Restoration, Renewal, Acceleration. Twenty-six chapters, eight fill-in letters, three calendars, the worksheet, the eight files, the Danger Zone, and when to stop. Two editions.
Reads and packages
Upload your reports, see the counts free, then choose. Every read tags each item dispute, verify first or leave alone with the reason. The packages add the letters, drafted for you to sign.
Page-One Read
Every name, address and employer on all eight files, tagged, with a correction letter for each entry that was never yours. The first thing to fix.
Three-File Analysis
The three bureaus read line by line and across the set, every item tagged with the reason, the 60-day calendar and the tracker. No letters.
Three-File Package
The analysis plus every letter drafted, the plan dated, mailing instructions and the tracker. You review, sign and send.
Eight-File Package
Same, across all eight files: the three bureaus and the five a lender's vendors pull. For the ninety days before closing. Founder's code: $699.
After the results, and for partners
Round Two
Each results letter read against the letter you sent, every item marked, the next list built, the follow-up letters drafted. For any file we have read, for 12 months.
Partner Block
For loan officers, brokers and agents: five Three-File Analyses, prepaid, one code per borrower, valid 12 months. They get the read. You get a one-line note.
Coming soon
In development · monthly, cancel any time
The QualifyReady App
One place to do the work yourself and keep track of all of it. Upload your reports on a schedule and run your own review: the worksheet with the tag computed, the letters generated from your own entries with the six lines in them, the calendars set to your green-card dates, the tracker, the results log, and the reminders on days 37 and 57. A dashboard that shows what each of your eight files reports, as each file reports it, side by side, so you can see the three bureaus disagree and the five specialty files fill in. Software only: nothing is sent by anyone but you.
No date yet. If you want to hear when it opens, email support@qualifyready.com with the subject line "App" and we will write once, when it is ready.
Before you choose
Three short pages answer the questions people ask before they buy anything: a credit repair subscription or one-time preparation, the five files beyond the three bureaus, and, for loan officers, what to ask any credit service before you refer.
The rules that apply to every product
Paid once
No subscription on anything that includes a letter. The app, when it comes, is software you use yourself.
Credited for 60 days
What you pay on a smaller step comes off a larger one: book to read, read to package, three files to eight.
You send
QualifyReady is a credit file analysis and document-preparation service. We prepare. You sign and mail. We never contact a bureau, a collector or a creditor in your name.
No outcome promised
Not a score, not an approval, not a deletion. A true file is what we work toward. What a lender does with it is theirs.
Questions: support@qualifyready.com, one business day. Purchases are governed by the Terms and the Refund and Return Policy.