Eight files. Most services check three.
Your stalled buyers, working a plan in 72 hours.
You lose deals every month to files nobody has read line by line. Send the buyer here. They pay us directly, receive the full analysis and every letter drafted within 72 hours, and work the plan for 60 days. You never touch the paperwork and you never pay us anything.
Why brokers refer
It costs you nothing
No contract, no fee, no revenue share to report. The buyer is the customer. You refer because a closed loan is worth more than a declined one.
It's fast enough to matter
A monthly credit repair subscription takes six to twelve months. A buyer who was ready in every respect but the file is often back in front of you inside the rate-lock window.
We review eight files, not three
The tri-merge is where you look. Innovis, LexisNexis, ChexSystems, Early Warning and NCTUE are where the identity mismatches and phantom collections live. See the eight.
The buyer stays in control
We prepare; the buyer signs and sends. Nothing goes to a bureau in our name, so your buyer's file never shows a third party acting on it.
The column
The buyer who 'already did credit repair'
Twelve months with a monthly service and the file's worse. Here's how to spot a template-disputed file in thirty seconds, why the bureaus now treat it as frivolous, and what to do with it.
The twelve-minute referral
Handing a stalled buyer to us without losing them takes one call and one link. What to say, in what order, and the two things that make them actually do it.
What to say when the buyer asks if we're credit repair
They will ask. You need one true sentence that doesn't make you a referral source for a credit repair organization. Here it is, and here's why the wording matters to your license.
The statement-date move that beats a dispute
Utilization has no memory. The number that scores is the balance on each card's statement date. Get your buyer to pay down before that date, not the due date, and re-pull in one cycle.
Request a referral link
You get a link that tracks which buyers came from your office and a one-page explainer you can hand to a buyer or attach to a pre-qual decline. We reply within one business day.
Coming later this year: a white-labeled version of the analysis engine licensed to your office at a flat monthly rate, so your team runs it under your own name. Ask to be on the list.
Referring a buyer to QualifyReady is a referral to an analysis and document-preparation service, not to a credit repair organization. Nothing about the referral obligates you or the buyer, and we make no representation to you or to the buyer about any outcome on their file.